Capt. Cole, who happened to be in at the time, overheard the
conversation and came forward with a pleasant 'Good morning,' saying,
'I shall be only too happy to indorse for my friend, Mr. Day.' I felt
both grateful and flattered, and when a few months later I happened to
be in the bank when he wanted an indorser, I was glad to return the
favor.
"We had two years of prosperity, and I paid the debt on my house. I
now determined to build a fine barn, and as I had always paid my debts
easily and could not well get along with my old barn until I had saved
the money to build the new one, I determined to borrow one thousand
dollars, and happening to meet Capt. Cole, I asked him if he knew
where I could get that amount for three years. He told me he did, and
offered to become my security. The money was borrowed and my barn
begun.
"A few weeks later Capt. Cole called to see me. Like 'Squire Black
to-day, he seemed delighted with everything he saw. His flattery put
me in the best possible humor, and when he asked me to indorse a note
of $5,000 for sixty days, and assured me that he could meet it (or
even twice as much) promptly, to the day, I consented against my
better judgment, and affixed my signature to the note.
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